Chase 卡服务

Calling Chase Card Services for customer service is a simple process for those who already have a Chase account and/or have recently applied for a credit card or banking account. People most frequently call to access their account, report a lost or missing card, check the status of a credit application or update personal information. The fastest way to access support over the phone or to reach a representative is to have your account number on hand. 

While I do have a Chase credit card and find the website most convenient for accessing my account, I am not a banking customer and called to get information about setting up an account for my teenager. The first greeting when calling is an automated message stating that your call will be recorded, followed by an option to choose Spanish. The next prompt is to enter the last four digits of your credit card account number to be directed to a menu of choices. You can also bypass this message by pressing the pound (#) key if you need to report a lost or missing card or check the status of an application.

Since I was not calling about my credit card, I attempted to reach a customer service representative to discuss banking options by speaking the words 'customer service' into the phone. However, I was then directed by the automated system to enter the last four digits of my Social Security number. I repeated the words 'customer service' but was still required to enter my personal information.

After I entered the last four digits of my Social, the automated system shared my current credit card balance and due date information before giving me other options. At this point, the caller can choose to make a payment, hear recent transactions, dispute a purchase or request password/PIN details. I was finally given the choice to speak with a customer service representative by pressing 0, and a helpful woman assisted me. 

Now that I had been on the phone for about 10 minutes, I was ready to hear more about Chase's banking services. However, the representative informed me that this was not the right department for checking or savings accounts, but she could transfer me to the right team. I was put on hold for about five minutes before reaching another customer service agent who shared basic details about bank accounts and directed me to Chase's website to read about the variety of account options and rewards. The website proved to be the ideal place for accessing the majority of what I needed, including learning about how to open a bank account for my teen. You can also schedule an appointment online to meet with a representative in person.

For those who are not currently Chase customers, calling customer support will be a challenge as Chase requires account verification or personal information to be shared prior to being directed to assistance or reaching a person to speak with for help.