Once the auto loan is fully paid off, BMO Bank will release the lien and send you the lien release document, which may be a signed-off vehicle title or separate document depending on your state's requirements. If you don't receive this document within 30 days of loan payment completion, we suggest contacting BMO Bank's loan department. They'll provide further guidance for obtaining the title to your vehicle. Please note that the process may vary based on local or state laws.
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